HARTVILLE PLANS
HARTVILLE offers two main policies, the Accident-Only plan and Complete Coverage which is just another name for the accident and illness plan. The Accident-Only plan covers treatments that may arise due to an accident, HARTVILLE shines here as they cover a lot more grounds here than most other Pet Insurance companies. Torn ligaments, lodged foreign objects, toxic ingestions, and much more are being covered under the Accident-Only plan.
The accident and illness plan on the other hand covers everything that the Accident-Only plan including illnesses that may arise after your pet has been insured.
For the two plans, you have the option to customize them to suit your needs. HARTVILLE offers five annual limit options, there are three choices for a deductible and three different levels of reimbursement. You can get a quote using their online quote tool on their website. With the online quote tool, you get to have an idea of what your monthly premium would be depending on your plan and customization options chosen
Now these HARTVILLE plans can always be supplemented by adding a preventive care rider to them. There are two rider options available here, the Basic rider and the Prime rider. The basic rider would help you get additional benefits like dental cleanings, a handful of vaccines and screening tests, deworming, and wellness exams. The Prime rider would get you all the benefits of the Basic rider and much more.
Here is a list of things covered under the two plans and the riders inclusive.
Under the Accident only plan, things covered are:
- Procedures
- Lab tests
- Medication
- Continued treatment
- Microchipping
- Specialists
- Alternative/holistic care
- Medical boarding
- Cremation/burial
For the complete coverage or the accident and illness plan, in addition to what is covered in the accident-only plan, more things covered are:
For the riders both basic and prime, the add-ons are:
- Vaccinations
- Dental treatment
- Preventive care
NB. This list contains much more but the basic things are what is being listed above.